论文标题
大规模金融社交网络上通过行为信息汇总网络(BIAN)欺诈性用户检测
Fraudulent User Detection Via Behavior Information Aggregation Network (BIAN) On Large-Scale Financial Social Network
论文作者
论文摘要
财务欺诈每年造成数十亿美元的损失,但由于在社交网络中同时考虑用户概况及其行为,在检测欺诈方面缺乏有效的方法。社交网络形成图形结构,而图形神经网络(GNN)是深度学习中有前途的研究领域,可以无缝处理非欧几里得图数据。在财务欺诈检测中,可以通过分析用户概况及其行为(例如交易,借贷等及其社交连接性)来确定犯罪分子的作案手法。当前,大多数GNN无法选择重要的邻居,因为忽略了邻居的边缘属性(即行为)。在本文中,我们提出了一个新颖的行为信息汇总网络(BIAN),以将用户行为与其他用户功能相结合。它不同于其亲密的“亲戚”,例如图形注意力网络(GAT)和Graph Transformer网络(GTN),它基于邻近的边缘属性分布(即财务社交网络中的用户行为)聚集了邻居。现实世界中的大规模金融社交网络数据集Dgraph的实验结果表明,Bian与最先进的模型相比,AUROC获得了10.2%的增长。
Financial frauds cause billions of losses annually and yet it lacks efficient approaches in detecting frauds considering user profile and their behaviors simultaneously in social network . A social network forms a graph structure whilst Graph neural networks (GNN), a promising research domain in Deep Learning, can seamlessly process non-Euclidean graph data . In financial fraud detection, the modus operandi of criminals can be identified by analyzing user profile and their behaviors such as transaction, loaning etc. as well as their social connectivity. Currently, most GNNs are incapable of selecting important neighbors since the neighbors' edge attributes (i.e., behaviors) are ignored. In this paper, we propose a novel behavior information aggregation network (BIAN) to combine the user behaviors with other user features. Different from its close "relatives" such as Graph Attention Networks (GAT) and Graph Transformer Networks (GTN), it aggregates neighbors based on neighboring edge attribute distribution, namely, user behaviors in financial social network. The experimental results on a real-world large-scale financial social network dataset, DGraph, show that BIAN obtains the 10.2% gain in AUROC comparing with the State-Of-The-Art models.