论文标题

需要修改AI生命周期模型。金融科技探索性研究

AI Lifecycle Models Need To Be Revised. An Exploratory Study in Fintech

论文作者

Haakman, Mark, Cruz, Luís, Huijgens, Hennie, van Deursen, Arie

论文摘要

技术领先的组织正在拥抱即将到来的人工智能革命。智能系统正在替代传统软件组件并合作。因此,应该在人工智能系统中遵守软件工程中相同的开发过程和标准。这项研究旨在了解开发基于人工智能的系统的过程以及最新的生命周期模型如何满足行业的当前需求。我们在一家拥有强大欧洲基础的全球银行ING进行了探索性案例研究。我们采访了17个人,该人物来自组织内的不同部门。我们发现,以前的生命周期模型忽略了以下阶段:数据收集,可行性研究,文档,模型监控和模型风险评估。我们的工作表明,应用机器学习的真正挑战超出了复杂的学习算法 - 需要更多的重点放在整个生命周期上。特别是,无论机器学习现有的开发工具如何,我们都会观察到它们仍然不符合该领域的特殊性。

Tech-leading organizations are embracing the forthcoming artificial intelligence revolution. Intelligent systems are replacing and cooperating with traditional software components. Thus, the same development processes and standards in software engineering ought to be complied in artificial intelligence systems. This study aims to understand the processes by which artificial intelligence-based systems are developed and how state-of-the-art lifecycle models fit the current needs of the industry. We conducted an exploratory case study at ING, a global bank with a strong European base. We interviewed 17 people with different roles and from different departments within the organization. We have found that the following stages have been overlooked by previous lifecycle models: data collection, feasibility study, documentation, model monitoring, and model risk assessment. Our work shows that the real challenges of applying Machine Learning go much beyond sophisticated learning algorithms - more focus is needed on the entire lifecycle. In particular, regardless of the existing development tools for Machine Learning, we observe that they are still not meeting the particularities of this field.

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