论文标题
Kychain：用户控制的KYC数据共享和认证
KYChain: User-Controlled KYC Data Sharing and Certification
论文作者
论文摘要
根据了解您的客户（KYC）法规，需要金融机构来验证身份并评估任何新客户在登机过程中的可信度，并维护风险管理的最新记录。这些过程耗时，昂贵，通常具有低于标准的记录步骤，并且具有Nomad Lifestyle的不利客户。在本文中，我们将Kychain介绍为隐私的认证机制，允许用户在多个金融机构中共享（经认证）最新的KYC数据。我们以不变的分类帐上的基础为基础，并表明它提供了KYC数据的机密性和认证合规性。
Under Know Your Customer (KYC) regulations, financial institutions are required to verify the identity and assess the trustworthiness of any new client during on-boarding, and maintain up-to-date records for risk management. These processes are time consuming, expensive, typically have sub-par record-keeping steps, and disadvantage clients with nomad lifestyle. In this paper, we introduce KYChain as a privacy-preserving certification mechanism that allows users to share (certified) up-to-date KYC data across multiple financial institutions. We base KYChain on immutable ledgers and show that it offers confidentiality and certification compliance of KYC data.
